Annual Credit Report
Consumers may request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies.
- Fight identity theft and monitor reports annually
- Receive free credit reports from Equifax, Experian and TransUnion
- Reports may be requested online, by telephone or mail
- Reports requested online are viewable immediately upon identity authentication
Your free credit report can be accessed here (official site): AnnualCreditReport.com
Disputing Incorrect Information
If you find inaccurate information on your credit report, there are steps you can take to have it corrected. The U.S. Government has a step-by-step guide located here: FTC Guide to Disputing Errors on Credit Reports
Dealing With Identity Theft
As a First Federal account holder, you get access to Fraud Defender absolutely FREE! If you think you have been a victim of a breach or identity theft, stop by a First Federal branch TODAY to get the process started. It only takes a few minutes to enroll, and the earlier fraud and identity theft are stopped, the quicker your life can get back to normal.
If you are not a First Federal account holder, there are still some great resources available to you. This is a good place to get started: IdentityTheft.gov